Here is a shorter post :) Hugh and I were as silly as this couple on the video below and have learned the hard way that what this man speaks is true. Take his advice.
Since January 2007, by the grace of God and help of my parents, we have been able to pay off close to $30,000 of debt, cut our financial fat of monthly budget spending by $4,200, get rid of all our credit cards, eliminate a mortgage and stop the debt cycle in our family. We still have a long ways to go and sacrifices to continue to make for the next few years to be completely out of debt. We learned how by the training we received from www.DaniJohnson.com and her seminars. I encourage you to listen to her free archived calls on this subject on her website. We praise God for drawing us closer to Him and His standards during this time. He is our Provider and we will trust in Him. We find our joy in Him!
We especially need to remember this principle of living within our budget during Christmas. May God help us all to be good stewards of our finances, and use the resources He has placed in our hand for His glory and Kingdom.
I don't recommend any of the other videos advertised with this one.